- General Purpose: Everything shared is for general information and education only, and does not constitute financial advice.
- Individual Opinions: Opinions shared are strictly the speaker’s / individual’s own and do not represent OTCS.
- No Liability: Financial decisions can result in significant losses. OTCS, its office holders, and sponsors assume no liability for your decisions or outcomes.
- Personal Responsibility: Always do your own due diligence. You are solely responsible for your decisions — always consult a MAS-licensed (or equivalent in your country) financial adviser before proceeding.